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Billy Nathaniel – NMLS 223892
Mortgage Industry Leader | Loan Consultant | Branch/Sales Manager

With over three decades of experience in the mortgage industry, Billy Nathaniel has established himself as a trusted leader and top-producing loan consultant. Since beginning his career in 1993, he has successfully guided countless clients through the home financing process, specializing in residential mortgages.

As both a high-performing loan consultant and a seasoned branch/sales manager, Billy has built a reputation for his deep industry knowledge, client-focused approach, and unwavering commitment to ethical lending practices. He believes that integrity and transparency are the foundation of a successful mortgage experience, ensuring that every borrower receives honest, tailored financial solutions that align with their long-term goals.

Billy is also deeply committed to clear, consistent communication with his borrowers and referral partners. He understands that navigating the mortgage process can be complex, which is why he prioritizes keeping all parties informed every step of the way. By fostering strong, collaborative relationships, he ensures a seamless experience for his clients and partners alike.


Billy’s dedication to excellence, ethical lending, and open communication has earned him the respect of clients and industry peers alike. Whether working with first-time homebuyers or seasoned homeowners, he remains passionate about helping individuals and families achieve their dreams of homeownership.

Nu Level Equity

  • NameGabriela Alvarez
  • LicenseNMLS 2116007
  • Phone408-691-1451
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Gabriela Alvarez is a dedicated loan officer with a passion for real estate and finance. Her career began in property management, overseeing 300 doors, which sparked her interest in real estate investing.This led Gabriela to transition into the world of loans, starting as a loan processor and eventually becoming a loan originator. Whether you’re a first-time homebuyer, seasoned investor, or a realtor lookingfor a reliable lending partner, She's got you covered. From residential and commercial loans to hard money and ground-up construction, Gabriela brings creative financing solutions to even the most complex scenarios. With her years of experience in loan processing and underwriting, she's fine-tuned an efficient, results-driven approach that gets deals closed fast . Her passion comes from helping clients build generational wealth and providing realtors with a seamless lending experience that keeps transactions moving smoothly. With strong lender relationships and a commitment to efficiency, Gabriela ensures a way to rise above the competition even in the toughest market with closings in as little as 15 days. Her extensive knowledge of mortgage products gives clients a competitive edge in all real estate transactions.

CrossCountry Mortgage, LLC

  • NameLeticia Stock
  • LicenseNMLS1104210
  • Phone209-609-1770
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Hi, I’m Leticia, and I’m dedicated to making your mortgage a win! I love serving my San Joaquin County, CA community as well as anywhere in the State of California as a senior mortgage loan officer, bringing homeownership dreams to life in the place I call home.

Whether you’re buying or refinancing, the mortgage process might seem stressful. But that’s not the case with CrossCountry Mortgage. My team and I have years of experience helping clients close with confidence. I’ll answer your questions in simple terms, help you through each step in home financing and do everything in my power to help you go from getting pre-approved to relaxing at home in no time.

With CCM, you get more than a smooth process – you get more mortgage options, too. We have client favorites like conventional, FHA, VA, and USDA loans, plus a selection of programs you won’t find anywhere else.

Ready to take the first step toward your homeownership dreams? Reach out to me and make your mortgage a win with America’s #1 Retail Mortgage Lender!

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